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Deposits

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DEPOSIT INTEREST RATE W.E.F 02/05/2026
Sr.TypePeriodNormalSenior Citizen / Widow / Handicapped
1Fixed Deposit12–24 Months7.00%7.50%
25–36 Months7.25%7.75%
37–60 Months7.00%7.50%
2Monthly Interest Deposit12–24 Months7.00%7.50%
25–36 Months7.25%7.75%
37–60 Months7.00%7.50%
3Quarterly Interest Deposit12–24 Months7.00%7.50%
25–36 Months7.25%7.75%
37–60 Months7.00%7.50%
4Short Term Deposit30–90 Days5.50%5.50%
91–180 Days6.00%6.00%
181–364 Days6.50%6.50%
5Daily Deposit6 Months Complete2.00%2.00%
12 Months & Above5.00%5.00%
6Recurring Deposit12 Months6.00%6.00%
24 Months6.50%6.50%
36 Months6.50%6.50%
7Super Saving Deposit-3.00%3.00%
8Saving Deposit-3.00%3.00%
9Dnyankishore Saving Deposit-6.00%6.00%
Special Deposit Schemes
11Dnyananand Deposit18 Months7.25%7.75%
12Dnyanlaxmi Deposit60 Months7.00%7.50%
13Vasant Rutu Deposit181 Days6.75%6.75%
14Deeplaxmi Deposit555 Days7.50%7.50%
15Dnyansankalp Deposit100 Days6.50%6.50%
16Dnyanarth Deposit11 Months7.00%7.00%
17Double Benefit DepositDouble Benefit in 112 Months
18Lakhpati DepositPeriod
Maturity Amount24 Months36 Months48 Months60 Months
₹1,00,000₹3,900₹2,510₹1,820₹1,410